:root {
  --color-primary: #0b5cab;
  --color-primary-dark: #073a6e;
  --color-cta: #1f9d55;
  --color-cta-hover: #178043;
  --color-bg: #f5f7fa;
  --color-card: #ffffff;
  --color-text: #1f2937;
  --color-text-muted: #4b5563;
  --color-accent: #0891b2;
  --color-border: #0f172a;
  --color-soft-border: #e5e7eb;
  --color-footer-bg: #0b5cab;
  --color-footer-text: #ffffff;
  --color-disclaimer-text: rgba(255, 255, 255, 0.85);
  --color-success-icon: #1f9d55;
  --color-legal-note-bg: #fef3c7;
  --color-legal-note-border: #f59e0b;

  --card-max-width: 520px;
  --content-max-width: 880px;
  --card-radius: 20px;
  --card-border: 2px solid var(--color-border);
  --card-shadow: 0 10px 30px rgba(0, 0, 0, 0.10);
  --soft-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  --top-bar-height: 40px;
  --cta-radius: 8px;
  --mobile-breakpoint: 600px;

  --font-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --fw-regular: 400;
  --fw-medium: 500;
  --fw-bold: 700;
  --fw-black: 900;
}

* { box-sizing: border-box; }

html, body { height: 100%; }

body {
  font-family: var(--font-sans);
  margin: 0;
  padding: 0;
  background-color: var(--color-bg);
  color: var(--color-text);
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  line-height: 1.5;
}

a { color: var(--color-primary); text-decoration: underline; }
a:hover { color: var(--color-primary-dark); }

/* ---------- Top bar ---------- */
.top-bar {
  height: var(--top-bar-height);
  background-color: var(--color-primary);
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: var(--fw-bold);
  font-size: 0.95rem;
  letter-spacing: 0.02em;
}

.top-bar .brand { color: #fff; text-decoration: none; }
.top-bar .brand:hover { color: #fff; opacity: 0.9; }

/* ---------- Main wrapper ---------- */
.main-content {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 30px 20px;
  width: 100%;
}

.content-wrap {
  width: 100%;
  max-width: var(--content-max-width);
  margin: 0 auto;
}

/* ---------- Hero card (used on every lander) ---------- */
.card {
  background-color: var(--color-card);
  border-radius: var(--card-radius);
  box-shadow: var(--card-shadow);
  width: 100%;
  max-width: var(--card-max-width);
  text-align: center;
  border: var(--card-border);
  margin: 0 auto 30px;
}

.card-header {
  background-color: var(--color-primary);
  color: #ffffff;
  padding: 15px 20px;
  border-radius: 18px 18px 0 0;
}

.card-header h1,
.card-header h2 {
  margin: 0;
  font-size: 1.2rem;
  font-weight: var(--fw-bold);
  line-height: 1.3;
}

.card-body { padding: 30px 20px; }

.hero-icon-container { margin-bottom: 10px; }
.hero-icon-container i {
  color: var(--color-success-icon);
  font-size: 4rem;
  font-weight: var(--fw-black);
}

.subtitle {
  font-size: 1.05rem;
  color: var(--color-text);
  margin: 8px 0 0;
  font-weight: var(--fw-medium);
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.headline {
  font-size: 2.1rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-black);
  margin: 8px 0;
  line-height: 1.15;
}

.subhead {
  font-size: 1rem;
  color: var(--color-text-muted);
  margin: 0 0 22px;
  font-weight: var(--fw-medium);
}

.steps-container {
  text-align: left;
  margin: 0 auto 25px;
  display: inline-block;
  font-size: 1rem;
}

.step {
  margin-bottom: 12px;
  color: var(--color-text);
  font-weight: var(--fw-bold);
}
.step-label { color: var(--color-accent); font-weight: var(--fw-bold); }
.step-text { font-weight: var(--fw-bold); }

.cta-button {
  display: block;
  background-color: var(--color-cta);
  color: #ffffff !important;
  text-decoration: none;
  padding: 15px 0;
  border-radius: var(--cta-radius);
  font-size: 1.4rem;
  font-weight: var(--fw-bold);
  text-transform: uppercase;
  margin: 0 0 14px;
  transition: background-color 0.2s ease;
  width: 100%;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.10);
  letter-spacing: 0.02em;
}
.cta-button:hover { background-color: var(--color-cta-hover); color: #fff !important; }

.cta-microcopy {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin: 0;
}
.cta-microcopy i { margin-right: 6px; color: var(--color-accent); }

/* ---------- Content sections (under the hero card) ---------- */
.section {
  background-color: var(--color-card);
  border-radius: 16px;
  box-shadow: var(--soft-shadow);
  border: 1px solid var(--color-soft-border);
  padding: 28px 26px;
  margin: 0 auto 24px;
  width: 100%;
  max-width: var(--content-max-width);
}

.section h2 {
  margin: 0 0 14px;
  color: var(--color-primary-dark);
  font-size: 1.4rem;
  font-weight: var(--fw-bold);
  line-height: 1.25;
}

.section h3 {
  margin: 18px 0 8px;
  color: var(--color-text);
  font-size: 1.05rem;
  font-weight: var(--fw-bold);
}

.section p {
  margin: 0 0 12px;
  color: var(--color-text);
  font-size: 1rem;
  line-height: 1.6;
}

.section ul {
  margin: 0 0 12px;
  padding-left: 22px;
  color: var(--color-text);
}
.section ul li { margin-bottom: 8px; line-height: 1.55; }

/* ---------- Product tiles (homepage) ---------- */
.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 0 auto 30px;
  width: 100%;
  max-width: var(--content-max-width);
}

.product-tile {
  background-color: var(--color-card);
  border: 1px solid var(--color-soft-border);
  border-radius: 16px;
  padding: 24px 20px;
  text-align: center;
  box-shadow: var(--soft-shadow);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.product-tile:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(0, 0, 0, 0.08);
}

.product-tile .tile-icon {
  color: var(--color-primary);
  font-size: 2.2rem;
  margin-bottom: 12px;
}
.product-tile h3 {
  margin: 0 0 10px;
  color: var(--color-primary-dark);
  font-size: 1.15rem;
  font-weight: var(--fw-bold);
}
.product-tile p {
  margin: 0 0 18px;
  color: var(--color-text-muted);
  font-size: 0.95rem;
  line-height: 1.5;
}

.tile-cta {
  display: inline-block;
  background-color: var(--color-cta);
  color: #fff !important;
  text-decoration: none;
  padding: 10px 20px;
  border-radius: var(--cta-radius);
  font-size: 0.95rem;
  font-weight: var(--fw-bold);
  text-transform: uppercase;
  letter-spacing: 0.02em;
  transition: background-color 0.2s ease;
}
.tile-cta:hover { background-color: var(--color-cta-hover); color: #fff !important; }

/* ---------- "How it works" 3-step row ---------- */
.how-it-works {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 16px;
}

.how-step {
  text-align: center;
  padding: 16px 14px;
  border: 1px solid var(--color-soft-border);
  border-radius: 12px;
  background-color: #fafbfc;
}
.how-step .how-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background-color: var(--color-primary);
  color: #fff;
  font-weight: var(--fw-black);
  margin-bottom: 10px;
}
.how-step h3 {
  margin: 0 0 6px;
  font-size: 1rem;
  color: var(--color-primary-dark);
}
.how-step p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* ---------- Trust strip ---------- */
.trust-strip {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 18px 28px;
  margin: 6px 0 8px;
  font-size: 0.95rem;
  color: var(--color-text-muted);
}
.trust-strip span i { margin-right: 6px; color: var(--color-accent); }

/* ---------- FAQ ---------- */
.faq-list { margin-top: 8px; }
.faq-item {
  border-top: 1px solid var(--color-soft-border);
  padding: 14px 0;
}
.faq-item:last-child { border-bottom: 1px solid var(--color-soft-border); }
.faq-q {
  margin: 0 0 6px;
  font-weight: var(--fw-bold);
  color: var(--color-primary-dark);
  font-size: 1.02rem;
}
.faq-a {
  margin: 0;
  color: var(--color-text);
  line-height: 1.55;
}

/* ---------- Legal pages ---------- */
.legal-note {
  background-color: var(--color-legal-note-bg);
  border-left: 4px solid var(--color-legal-note-border);
  padding: 14px 18px;
  border-radius: 8px;
  margin-bottom: 24px;
  font-size: 0.95rem;
  color: #92400e;
}

.legal-body h2 {
  margin: 22px 0 8px;
  color: var(--color-primary-dark);
  font-size: 1.15rem;
}
.legal-body p { line-height: 1.6; margin: 0 0 12px; }

/* ---------- Mid-page CTA repeat (inside a .section) ---------- */
.cta-row {
  text-align: center;
  margin: 28px auto 4px;
  width: 100%;
  max-width: var(--card-max-width);
}
.cta-row .cta-button { margin-bottom: 0; }

/* ---------- Footer ---------- */
.footer {
  background-color: var(--color-footer-bg);
  color: var(--color-footer-text);
  padding: 36px 20px;
  font-size: 0.78rem;
  text-align: center;
  margin-top: auto;
  line-height: 1.5;
}

.footer-content {
  max-width: 880px;
  margin: 0 auto;
}

.footer-nav {
  margin-bottom: 18px;
  font-size: 0.85rem;
}
.footer-nav a {
  color: #ffffff;
  text-decoration: underline;
  margin: 0 8px;
}
.footer-nav a:hover { opacity: 0.85; color: #fff; }

.copyright { margin-bottom: 16px; color: #fff; }
.copyright a { color: #ffffff; text-decoration: underline; margin: 0 5px; }

.disclaimer {
  margin: 0 0 12px;
  line-height: 1.5;
  color: var(--color-disclaimer-text);
}

/* ========== Brand-site components (refactor) ========== */

/* ---------- Site header with nav (marketing + legal pages) ---------- */
.site-header {
  background-color: var(--color-primary);
  color: #ffffff;
  width: 100%;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.header-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  gap: 20px;
}
.site-header .brand-mark {
  color: #ffffff;
  text-decoration: none;
  font-weight: var(--fw-bold);
  font-size: 1.05rem;
  letter-spacing: 0.01em;
}
.site-header .brand-mark:hover { color: #fff; opacity: 0.92; }

.site-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}
.site-nav a {
  color: #ffffff;
  text-decoration: none;
  font-weight: var(--fw-medium);
  font-size: 0.95rem;
  padding: 4px 2px;
  border-bottom: 2px solid transparent;
  transition: border-color 0.15s ease, opacity 0.15s ease;
}
.site-nav a:hover {
  color: #ffffff;
  opacity: 1;
  border-bottom-color: rgba(255, 255, 255, 0.5);
}
.site-nav a.is-active {
  border-bottom-color: #ffffff;
}

/* ---------- Hero banner (non-card, used on marketing pages) ---------- */
.hero-banner {
  background: linear-gradient(180deg, #eef3fa 0%, var(--color-bg) 100%);
  padding: 56px 24px 40px;
  text-align: center;
}
.hero-inner {
  max-width: 820px;
  margin: 0 auto;
}
.hero-title {
  font-size: 2.4rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-black);
  margin: 0 0 14px;
  line-height: 1.15;
}
.hero-lede {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  max-width: 640px;
  margin: 0 auto 24px;
  line-height: 1.5;
}
.hero-cta-row {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}
.hero-cta-row .cta-button {
  display: inline-block;
  width: auto;
  padding: 14px 36px;
  font-size: 1.15rem;
  margin: 0;
}
.hero-cta-row .cta-microcopy { font-size: 0.85rem; }

/* ---------- Section bands (full-bleed sections) ---------- */
.section-band {
  padding: 48px 24px;
  background-color: var(--color-bg);
}
.section-band--light { background-color: #ffffff; }
.section-band--accent { background-color: #eef3fa; }
.section-band-inner {
  max-width: 1100px;
  margin: 0 auto;
}
.section-band-header {
  text-align: center;
  margin-bottom: 28px;
}
.section-band-header h2 {
  margin: 0 0 8px;
  color: var(--color-primary-dark);
  font-size: 1.8rem;
  font-weight: var(--fw-bold);
  line-height: 1.2;
}
.section-band-header p {
  margin: 0;
  color: var(--color-text-muted);
  font-size: 1.02rem;
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
}

/* ---------- Feature grid + tiles (homepage "what we cover") ---------- */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.feature-tile {
  background-color: #ffffff;
  border: 1px solid var(--color-soft-border);
  border-radius: 16px;
  padding: 26px 22px;
  box-shadow: var(--soft-shadow);
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.feature-tile:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(0, 0, 0, 0.08);
}
.feature-tile .ft-icon {
  color: var(--color-primary);
  font-size: 1.9rem;
}
.feature-tile h3 {
  margin: 0;
  color: var(--color-primary-dark);
  font-size: 1.15rem;
  font-weight: var(--fw-bold);
}
.feature-tile p {
  margin: 0;
  color: var(--color-text);
  font-size: 0.97rem;
  line-height: 1.55;
  flex: 1;
}
.feature-tile .ft-link {
  font-weight: var(--fw-bold);
  color: var(--color-primary);
  text-decoration: none;
  font-size: 0.95rem;
}
.feature-tile .ft-link:hover { text-decoration: underline; }
.feature-tile .ft-link i { margin-left: 4px; font-size: 0.8em; }

/* ---------- "Why us" / value props row ---------- */
.value-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.value-item {
  text-align: center;
  padding: 18px 14px;
}
.value-item .vi-icon {
  font-size: 1.7rem;
  color: var(--color-accent);
  margin-bottom: 8px;
}
.value-item h3 {
  margin: 0 0 6px;
  font-size: 1.05rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-bold);
}
.value-item p {
  margin: 0;
  font-size: 0.95rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

/* ---------- Learn hub tiles ---------- */
.learn-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.learn-tile {
  background-color: #ffffff;
  border: 1px solid var(--color-soft-border);
  border-radius: 14px;
  padding: 24px 20px;
  box-shadow: var(--soft-shadow);
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-decoration: none;
  color: inherit;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.learn-tile:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(0, 0, 0, 0.08);
  color: inherit;
}
.learn-tile .lt-tag {
  font-size: 0.75rem;
  color: var(--color-accent);
  text-transform: uppercase;
  font-weight: var(--fw-bold);
  letter-spacing: 0.04em;
}
.learn-tile h3 {
  margin: 0;
  font-size: 1.1rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-bold);
  line-height: 1.3;
}
.learn-tile p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  flex: 1;
}
.learn-tile .lt-link {
  font-weight: var(--fw-bold);
  color: var(--color-primary);
  font-size: 0.9rem;
}

/* ---------- Article body (educational pages) ---------- */
.article-shell {
  max-width: 780px;
  margin: 0 auto;
  padding: 40px 24px;
}
.breadcrumbs {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 12px;
}
.breadcrumbs a { color: var(--color-text-muted); text-decoration: underline; }
.breadcrumbs a:hover { color: var(--color-primary); }
.breadcrumbs .crumb-sep { margin: 0 6px; opacity: 0.6; }

.article-title {
  font-size: 2rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-black);
  margin: 0 0 10px;
  line-height: 1.2;
}
.article-meta {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 24px;
}

.article-body { color: var(--color-text); font-size: 1rem; line-height: 1.7; }
.article-body h2 {
  margin: 32px 0 12px;
  color: var(--color-primary-dark);
  font-size: 1.35rem;
  font-weight: var(--fw-bold);
  line-height: 1.3;
}
.article-body h3 {
  margin: 22px 0 8px;
  color: var(--color-text);
  font-size: 1.08rem;
  font-weight: var(--fw-bold);
}
.article-body p { margin: 0 0 14px; }
.article-body ul, .article-body ol { margin: 0 0 14px; padding-left: 22px; }
.article-body li { margin-bottom: 8px; line-height: 1.6; }
.article-body strong { color: var(--color-primary-dark); }

.toc {
  background-color: #f5f7fa;
  border: 1px solid var(--color-soft-border);
  border-radius: 10px;
  padding: 16px 20px;
  margin: 0 0 28px;
}
.toc-title {
  font-size: 0.78rem;
  font-weight: var(--fw-bold);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-muted);
  margin: 0 0 8px;
}
.toc ol { margin: 0; padding-left: 20px; }
.toc li { margin-bottom: 4px; font-size: 0.95rem; line-height: 1.5; }
.toc a { color: var(--color-primary); text-decoration: none; }
.toc a:hover { text-decoration: underline; }

.callout {
  background-color: #eef3fa;
  border-left: 4px solid var(--color-primary);
  padding: 14px 18px;
  border-radius: 8px;
  margin: 20px 0;
  font-size: 0.95rem;
  color: var(--color-text);
}
.callout strong { color: var(--color-primary-dark); }

.inline-cta {
  display: block;
  background-color: #f5f7fa;
  border: 1px solid var(--color-soft-border);
  border-radius: 12px;
  padding: 20px 22px;
  margin: 28px 0;
  text-align: center;
}
.inline-cta p {
  margin: 0 0 12px;
  color: var(--color-text);
  font-size: 1rem;
}
.inline-cta .cta-button {
  display: inline-block;
  width: auto;
  padding: 12px 28px;
  font-size: 1rem;
  margin: 0;
}

/* ---------- About + Contact prose layout ---------- */
.prose-shell {
  max-width: 780px;
  margin: 0 auto;
  padding: 40px 24px;
}
.prose-shell h1 {
  font-size: 2rem;
  color: var(--color-primary-dark);
  font-weight: var(--fw-black);
  margin: 0 0 14px;
  line-height: 1.2;
}
.prose-shell .lede {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  margin: 0 0 24px;
  line-height: 1.55;
}
.prose-shell h2 {
  margin: 28px 0 10px;
  color: var(--color-primary-dark);
  font-size: 1.3rem;
  font-weight: var(--fw-bold);
}
.prose-shell p { margin: 0 0 14px; line-height: 1.65; }
.prose-shell ul { margin: 0 0 14px; padding-left: 22px; }
.prose-shell ul li { margin-bottom: 8px; line-height: 1.6; }

/* ---------- Mobile ---------- */
@media (max-width: 600px) {
  body { min-height: 100vh; }
  .main-content {
    padding: 20px 12px;
    align-items: stretch;
  }
  .card { max-width: 100%; margin: 0 auto 22px; }
  .card-header { padding: 14px 14px; }
  .card-header h1, .card-header h2 { font-size: 1.1rem; }
  .card-body { padding: 22px 16px; }
  .hero-icon-container i { font-size: 3.4rem; }
  .headline { font-size: 1.65rem; }
  .subhead { font-size: 0.95rem; }
  .cta-button { font-size: 1.2rem; padding: 14px 0; }
  .steps-container { font-size: 0.95rem; margin-bottom: 20px; }
  .step { margin-bottom: 8px; }

  .section { padding: 22px 18px; border-radius: 14px; }
  .section h2 { font-size: 1.2rem; }

  .product-grid { grid-template-columns: 1fr; gap: 16px; }
  .how-it-works { grid-template-columns: 1fr; gap: 14px; }

  .trust-strip { gap: 8px 14px; font-size: 0.88rem; }

  .footer { padding: 28px 18px; }
  .footer-nav a { display: inline-block; margin: 4px 8px; }

  /* Brand-site mobile */
  .header-inner { padding: 12px 16px; gap: 12px; flex-wrap: wrap; }
  .site-nav { gap: 14px; }
  .site-nav a { font-size: 0.9rem; }

  .hero-banner { padding: 40px 18px 32px; }
  .hero-title { font-size: 1.7rem; }
  .hero-lede { font-size: 1rem; }
  .hero-cta-row .cta-button { padding: 13px 26px; font-size: 1.05rem; }

  .section-band { padding: 36px 18px; }
  .section-band-header h2 { font-size: 1.4rem; }
  .section-band-header p { font-size: 0.95rem; }

  .feature-grid, .value-grid, .learn-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .article-shell, .prose-shell { padding: 28px 18px; }
  .article-title, .prose-shell h1 { font-size: 1.6rem; }
  .article-body h2 { font-size: 1.2rem; }
  .toc { padding: 14px 16px; }
  .inline-cta { padding: 16px 16px; }
}